Fractional CFO Vancouver

A Vancouver fractional CFO for the next business move.

Forecast cash, prepare for financing, evaluate acquisitions, and make growth decisions with a senior financial partner beside you.

ForecastCash flow, scenarios & runway
FinanceLender-ready models & packages
DecideGrowth, acquisitions & exits
Fractional CFO Vancouver Cash-flow forecasting Funding readiness Acquisition diligence Exit readiness Development finance

Forward-looking financial control

See what the business can afford before you commit.

Connect the cash forecast, working capital, debt service, and operating plan in one decision-ready view.

  • Cash inflows, operating costs, and working capital aligned.
  • Base, upside, and downside scenarios clearly tested.
  • Financing needs and lender questions anticipated early.

Focused support

Fractional CFO support around the decisions that matter.

Build the financial clarity to finance, grow, buy, sell, or develop with confidence.

02

Financing Readiness

Lender-ready forecasts, borrowing capacity, debt service, and a financing package that answers the next question.

See what lenders need
04

Development & Real Estate Finance

Specialist support for pro formas, construction cash flow, funding applications, lender draws, and project reporting.

Explore the specialist capability

Decision resources

Start with the financial question already on your desk.

Practical guidance for financing readiness, business acquisitions, and long-term value.

Guide

Improve cash flow before applying for financing

Strengthen the forecast, working capital, and lender narrative before the application begins.

Read the financing readiness guide
Model

Build lender-ready financials

Understand the assumptions, cash flow, debt service, and downside cases a useful lender model should show.

Review the lender-ready model
Buy

Financial due diligence before buying

Test earnings quality, working capital, debt capacity, and the cash the business can actually produce.

Read the buyer due diligence guide
Sell

Prepare the business for exit

Normalize EBITDA, improve financial presentation, and surface issues before a buyer does.

Explore exit readiness

Books by Calvin Zhou

Deeper thinking behind the advisory work.

Challenge what you think you know about house prices, then connect the market view to Canadian real estate tax and investment decisions.

Cover of The Housing Illusion by Calvin Zhou Cover of A Guide to Canadian Real Estate Tax Planning by Calvin Zhou

The next decision

Bring clarity to the move you are considering.

Start with the financing, growth, acquisition, exit, or development decision that now depends on better numbers.

Tell us the decision, timing, and financial question. We will identify the forecast, model, reporting, or transaction work needed to move forward. Discuss Your Priorities

Where we step in

Common fractional CFO questions.

What does a fractional CFO do for an owner-led business?

A fractional CFO turns accounting information into forward-looking cash-flow forecasts, management reporting, financing plans, and decision support so the owner can see what the business can afford and what needs attention next.

Can a fractional CFO help prepare for business financing?

Yes. We connect historical results, operating assumptions, working capital, debt service, and downside cases in a lender-ready forecast and financing package.

What makes HS different from a generalist fractional CFO?

Alongside business forecasting, financing readiness, acquisitions, and exit planning, HS brings specialist capability in development pro formas, construction cash flow, project funding, lender draws, and real estate finance.